Lucky Clover Riches rules and Clover settlement guide

Lucky Clover Riches is PG Soft catalogue ID 1601012. The official English game-information document checked for this review is version 1.0 r6, last updated 8 July 2025. It defines a 5-by-6 symbol field using Sticky Pay Anywhere, with Clover symbols that resolve only after the spin has finished building its result.

The same document gives 96.77% RTP, high volatility and a 7,500× maximum. The public PG Soft catalogue currently shows the same RTP and maximum. Those figures identify the supplier reference; they do not establish that a New Zealand operator offers this title or loads that exact configuration.

Verified specification

Field	PG Soft r6 evidence	How to read it
Catalogue identity	ID 1601012	Match this before using the guide
Display	5 by 6 symbols	Thirty visible positions
Evaluation	Sticky Pay Anywhere	Eight or more matching symbols form a win
RTP	96.77%	Reference mathematical model
Volatility	High	Supplier session classification
Overall hit rate	32.79%	Long-run model statistic
Clover result	Level-up or 2×-20× Multiplier	Revealed at spin end
Free Spins	15 from 3 Scatters	Each extra Scatter adds 2
Maximum win	7,500× bet	Spin ends on reaching the cap
Reference stake	EUR €0.20-€100	Defaults, not NZD evidence

The PDF allocates 67.99 percentage points of RTP to the main game and 28.78 to Free Spins. It also lists main-game and feature hit rates of 32.28% and 0.50%. These values describe a model over a very large sample. They cannot tell a player when the next ordinary win, Clover or feature will occur.

What Sticky Pay Anywhere means here

Lucky Clover Riches does not ask the reader to trace a fixed left-to-right payline. The official catalogue description states that any eight or more matching symbols visible on the field make a winning combination. Winning symbols remain while the rest of the board continues resolving, which is the important meaning of “sticky” in this game.

Do not translate that rule into a guarantee that a cluster will keep growing. A result can stop as soon as the required count is no longer improved. For an evidence check, save the opening board, mark every member of the qualifying symbol set, then record which positions remain and which positions are replaced. That sequence shows whether the next evaluation belongs to the same paid spin.

Clover symbols wait until the end of the spin

A Lucky Clover that appears during a spin stays on the field until that spin ends. Only then does each Clover reveal one of two outcomes: a Level-up symbol or a Multiplier with a value from 2× to 20×.

This timing matters. The Clover is not an ordinary paying symbol, and its hidden outcome should not be applied to an earlier board before the reveal animation. A clean round record separates three stages: the sticky symbol-building sequence, the completed base win, and the final Clover resolution.

Level-up and Multiplier are different operations

A Level-up outcome transforms all symbols on the reels into the next higher-paying symbol. That changes symbol identity before the final award is understood. Capture the field immediately before and after transformation, because a screenshot taken only after the upgrade hides the symbols that originally formed the sticky result.

A Multiplier outcome does not alter symbol identity. Instead, all wins are multiplied by the revealed value. The PDF gives the possible range as 2× through 20× but does not publish a probability for each value. It would be misleading to describe 20× as frequent or to estimate an average without the underlying distribution.

When several Clover results appear, use the game calculation panel to determine the final combination order. The concise rules document says each Clover can reveal a Multiplier, but it does not provide enough wording to invent whether multiple values are added, multiplied or processed in some other displayed order. Record the server result instead of filling that gap with a guess.

Free Spins start with three Clovers

Three Scatter symbols anywhere award 15 free spins. Each additional triggering Scatter adds two spins, and the feature can be retriggered. This is one of the longer stated opening awards in this PG Soft group, but spin count alone says nothing about the value of the feature.

At the start of every free spin, three Lucky Clover symbols are awarded at the top of the reels. They take effect at the end of that free spin. The wording does not say that they immediately upgrade the opening symbols, so the correct sequence remains: evaluate the board, complete the spin, then resolve the three supplied Clovers.

A feature ledger should have one row per free spin with starting spin count, ordinary sticky result, the three supplied Clover positions, each revealed type or value, awarded total and remaining spin count. Add retriggered spins only when the game records the required Scatter outcome.

Worked settlement sequence

Imagine that the thirty-position field contains eight matching premium symbols and one unrevealed Clover. First, confirm that the eight symbols qualify under Pay Anywhere and save the award shown for that state. Keep the winning positions marked while replacements enter any non-sticky spaces.

If the continuing field improves the same symbol result, record the new count and the incremental settlement. Continue until the spin stops building. The Clover then reveals. If it becomes Level-up, compare the pre-upgrade and post-upgrade field before accepting the final amount. If it becomes a Multiplier, record the displayed factor and the win total to which the interface applies it.

This method avoids two common errors: multiplying each intermediate sticky stage separately when the interface applies a final factor, and treating an upgraded symbol as though it had occupied that position from the opening board. The official text establishes the order; the live calculation panel supplies the exact arithmetic for the deployed version.

Maximum win, exposure and Feature Buy

The r6 summary lists both advertised maximum win and maximum exposure from one billion simulated spins as 7,500×. The rules state that when the main game or Free Spins total reaches 7,500 times the bet, the spin ends. This is a cap, not a likely target or an estimate of what a session should return.

The document includes a Feature Buy menu and instructs the player to use the price displayed there. It does not provide one universal purchase price. Availability and cost can vary by jurisdiction or operator build, so this page does not quote a price or claim that the option is accessible in New Zealand.

The PDF reference stakes are denominated in euros. They are useful for identifying the supplier default profile but are not proof of an NZD minimum or maximum. Before play, capture the total stake shown by the loaded game and distinguish it from any “bet size” or “bet level” component used to calculate that total.

RTP and hit rate answer different questions

RTP describes the long-run theoretical portion of stakes returned by a named mathematical model. The 96.77% figure is not a session forecast, and it cannot be converted into a promise that a player loses 3.23% over a short run. High volatility adds another reason for realised results to vary substantially around the model.

The 32.79% overall hit rate counts result frequency under the reference simulation; it does not describe the size or usefulness of those results. Several small sticky outcomes can contribute to the hit rate without making a session profitable. Conversely, the 0.50% Free Spins hit-rate line is not a countdown and does not make the feature “due” after a run without Scatters.

Check the RTP shown inside the loaded Help screen. The public catalogue value is identification evidence, while live Help is deployment evidence. If they differ, retain both with source, version, account context and check time instead of averaging them. The PG Soft catalogue guide explains that separation across the studio library.

Paytable evidence to save

The official PDF contains a symbol payout page, but a reader assessing a deployed build should capture the live paytable rather than copying isolated symbol awards from an image. Save the stake, every paying symbol tier, required match count, Clover definition, Scatter trigger and maximum-win clause in one evidence pack.

Pay particular attention to whether an operator Help screen states “eight or more” and how it labels the sticky process. A generic cluster-pay explanation from another title is not enough. Lucky Clover Riches has its own end-of-spin Clover timing, and that timing determines what a useful dispute record must show.

Mobile checks

PG Soft lists iOS, Android, HTML5, macOS and Windows as supported platforms, with a reference portrait resolution of 1080 by 2340. Platform support means the supplier designed clients for those environments; it does not prove that every operator exposes every client in New Zealand.

On a phone, verify that the Clover reveal remains visible after the sticky sequence and that the calculation panel can be reopened from history. Test at the actual orientation the game chooses. A decorative full-screen animation is not sufficient if it hides the factor or transformed symbol that explains settlement.

Also check whether Help, responsible-play controls and session history remain reachable without rotating the device. If a browser wrapper reloads when returning from Help, preserve screenshots before leaving the game screen.

Demo and territorial boundary

This article does not host or promise a Lucky Clover Riches demo. The sponsored buttons lead to an external commercial destination and are labelled accordingly. A destination opening successfully does not prove that the game itself, Feature Buy or the cited r6 configuration is available to a particular account.

No primary source checked here establishes New Zealand operator availability or 22Bet deployment. Confirm those points after authentication, using the game title, ID, live Help and local terms. If the title does not appear, do not infer a block reason from the supplier catalogue alone.

Who may find the mechanics readable

The game may suit readers who prefer a visible build-up: qualifying symbols remain, the board develops and Clover outcomes resolve at a defined final stage. Someone who wants fixed paylines or a fully published probability for every multiplier value will find less certainty here.

High volatility and a 7,500× cap are not quality scores. The useful question is whether the player understands the order of evaluation and can set a loss and time limit before opening a paid session. The responsible gambling guide covers those controls without pretending that a staking pattern changes random outcomes.

Audit checklist

Before relying on the review, confirm these items in the loaded game:

• title and catalogue ID 1601012;
• Help or rules version and update date;
• active RTP and total stake currency;
• thirty-position Sticky Pay Anywhere description;
• eight-symbol qualifying threshold;
• end-of-spin Clover timing;
• Level-up wording and Multiplier range;
• Scatter count, starting Free Spins and retrigger rule;
• maximum-win clause and optional-feature status;
• round-history access and final calculation display.

When one item differs, label the loaded build separately. A changed RTP is a configuration difference; changed Clover timing would be a rules difference. The corrections policy explains how evidence-backed conflicts are handled.

FAQ

What RTP does the official r6 document state?

It states 96.77% for the reference model. Confirm the live Help value because a catalogue field cannot prove an operator deployment.

How does a Lucky Clover resolve?

It remains until the end of the spin, then reveals either a Level-up outcome or a Multiplier from 2× to 20×.

What triggers Free Spins?

Three Scatters award 15 free spins and each additional triggering Scatter adds two. The feature can retrigger.

Are three Clovers supplied during Free Spins?

Yes. The r6 rules say three Lucky Clover symbols are awarded at the top of the reels at the start of every free spin and take effect at spin end.

What is the maximum win?

The documented cap is 7,500 times the bet. Reaching it ends the spin under the reference rules.

Is availability in New Zealand confirmed?

No. The supplier catalogue confirms the game’s identity, not access through a specific NZ account.

Sources

• PG Soft r6 game-information PDF
• PG Soft official catalogue
• PG Soft public catalogue API
• PG Soft catalogue methodology

How to verify the version you can actually open

A provider page proves that a title exists and describes the supplier's intended rules. It does not prove that a casino accepts players in New Zealand, that the title is enabled for a particular account, or that the highest published RTP is the version in the lobby. Treat availability, operator eligibility and product configuration as three separate checks.

Start with identity, then configuration

Open the game only through the authenticated casino lobby. The information or help panel should identify PG Soft, the exact title and the active mathematical return. Compare the reel or grid layout, paylines or cluster rules, named features and symbol behaviour with the official product material. Similar artwork or a matching title is not enough when the help file is missing or inconsistent.

When the supplier publishes several RTP values, report all of them as configurations. Do not assume the highest option is deployed. RTP is a theoretical long-run measure across a very large number of rounds; it is not a refund rate for one player and cannot predict the next result. Volatility is different: it describes how unevenly results are distributed on the provider's scale.

Read stake controls as money, not interface decoration

Provider sheets often quote a reference range in euros. That range does not establish New Zealand-dollar support or the limits in a specific account. Before a paid round, identify the total amount that will leave the balance. If the interface separates denomination, coins and lines, verify the combined total. If Extra Bet is active, calculate its full cost before pressing spin.

Feature-buy prices are multiples of the current bet, not promised returns. A 100x purchase at a $1 stake costs $100; at a $2 stake it costs $200. Availability can vary by market and some mathematical configurations may not support the control. If the live help does not explain the price, delivered feature and active RTP, leave the option unused.

Keep simulation figures in their proper scope

A game sheet may publish a maximum result observed in a large simulation. That is not automatically the contractual maximum payout and never describes a likely session. Preserve the provider's wording, sample size and configuration. Check the live rules for a binding cap and the operator terms for any separate payout limit. Do not turn an extreme result into a promotional headline.

Audit a disputed round

If an animation freezes or a connection drops, do not repeat the wager immediately. Reopen the game through the authenticated lobby and inspect round history. Record the time, total stake, balance movement and round identifier. The result can be settled by the gaming system even when the device never displays the final animation. Send evidence through verified operator support; never disclose a password, recovery phrase or one-time code.

Read the paytable as a calculation document

The paytable should explain what creates a win, which symbols substitute, where special symbols can land and how multiple awards combine. For line games, confirm direction and active paylines. For cluster games, confirm adjacency, minimum group size and the order of collection. For respins, identify what remains locked, what resets the counter and what ends the feature. A graphic effect can illustrate those rules but cannot replace them.

Separate addition from multiplication. Several prize values may be added before a multiplier applies, while reel-specific multipliers can sometimes multiply together only when each reel participates in the same win. Reconstruct one low-stake result from game history. If the arithmetic cannot be matched to the help file, stop and ask the operator rather than guessing.

Do not confuse hit frequency with a profitable round

Provider sheets can publish hit frequency or category probabilities. A hit simply means a round returned a qualifying amount; it can be smaller than the stake. “Big”, “Mega” or “Epic” thresholds are provider reporting categories, not promises. They are useful for comparing mathematical versions only when definitions and samples are the same.

Random outcomes do not become due after a long gap. A feature that appeared repeatedly in a demo or marketing clip has no obligation to repeat in a funded session. Previous rounds do not create a debt from the next random result.

Confirm market and device behaviour independently

A title can exist in the supplier catalogue while an operator disables it for a territory, currency, device or bonus. Language localisation is not evidence of legal availability. Confirm the operator's identity, accepted countries and current lobby separately from the provider review.

On mobile, verify that balance, total bet, feature state and help remain visible without overlap. On desktop, check that browser zoom does not hide a purchase control or change the apparent denomination. Mathematical configuration should not change merely because the screen changes; if the help shows another RTP, treat it as a different deployment and record it.

Keep a compact evidence record

For any fact used in a review, save the title, provider, official URL, document date when available, access date and exact territorial scope. For a live session, add the operator domain, Game ID, RTP, currency and a non-sensitive screenshot of the help panel. This makes later corrections possible when a supplier updates a sheet or an operator changes configuration.

Missing information should remain missing. Do not estimate an RTP from results, convert a euro reference range into an operator's NZD limit, or treat another casino's configuration as evidence. A transparent “not confirmed” is more useful than a precise-looking number without the correct source.

Use limits that survive the feature design

Collection meters, expanding grids, sticky symbols and near misses can make a session feel unfinished. Unless the rules explicitly preserve progress, the visible state has no value after the round or feature ends. Set a money limit and time limit before launch, count feature buys immediately, and stop at the limit even when a meter appears close to an upgrade.

No random game is an income plan. Do not borrow, use essential funds or raise the stake to recover a loss. If play stops feeling recreational, use timeout, deposit-limit or self-exclusion tools and consult the site's responsible gambling guide.